Sonoma County Home Loans

Buying your first home responsibly is an important step in future financial security.  A team of trusted professionals should guide you through this complex process.  An experienced, communicative and honest real estate agent will help you through the home search process in identifying your home ownership goals, accessing homes for value, managing the offer and negotiations on your behalf, and protecting you through the transaction.  Remember, a home buyer does not pay for the real estate services; Realtors' commission is paid by the seller. 

A mortgage broker will help you prepare financially for the loan to purchase the home.  Starting with assessing your credit and creating a home buying budget, the mortgage professional educates you on the loan process while presenting you as a financially sound borrower to the lender whose program best fits your needs.

Our "Welcome Home" first time home buyer education program is a FREE one-hour session to introduce new home buyers to the process, covering topics including:

Rent vs. Buy

What can I afford?

Why use a real estate agent?

Pre-qualification

Tax advantages of home ownership

First Time Home Buyer Programs

What is escrow?

Steps in the loan process

Call today for a FREE course in my office or your home!